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Ashley McCarty-Carnahan - Mortgage Adviser Guardian Smith Christchurch

Mortgage broker · Sydenham, Christchurch

What your customers see when they look for you, and where that puts you among 123 Christchurch mortgage brokers.

ReportLocal marketing report
Checked12 October 2026
Your marketChristchurch mortgage brokers · 123 businesses
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Executive summaryExclusive Marketbase business report

Ashley McCarty-Carnahan - Mortgage Adviser Guardian Smith Christchurch

Mortgage broker · Sydenham, Christchurch

Where you stand#31of 123 mortgage brokers
Overall health7.5/10across the eight areas
How AI describes youMarketbase business report

What AI tells people about you

Ashley McCarty-Carnahan is a Christchurch-based mortgage adviser serving Sydenham, Ashburton and wider Canterbury in person, and the rest of New Zealand virtually. She helps buyers and owners with loan structure, bank products and repayment planning, and states that initial advice is free. Her background in data analytics underpins a detail-focused approach.

Ashley McCarty-Carnahan is a mortgage adviser based in Sydenham, Christchurch, serving Ashburton and the wider Canterbury region in person and the rest of New Zealand virtually. She works with clients at different stages, from saving a deposit to arranging a mortgage and refinancing.

Her services include advising on loan structure, matching bank products to clients' situations, and developing repayment plans aimed at shortening mortgage terms. The business notes that initial consultations are free, and that Ashley brings attention to detail and accuracy from a prior career in data analytics and visualisation.

Customers commonly describe clear, prompt and detailed communication throughout the lending process. Reviews indicate many first-home buyers find the process less stressful when working with Ashley, and several mention helpful guidance on strategic repayments and step-by-step explanations that make finance easier to understand.

Locally, Ashley McCarty-Carnahan positions herself as a mortgage adviser who combines technical attention to detail with accessible communication. She serves Canterbury clients in person and supports other New Zealand customers virtually, offering free initial chats and a focus on practical loan planning.

ChatGPTGeminiGooglePerplexityClaude
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01Google listingMarketbase business report

Your Google listing

The Google Business Listing shows strong completeness with a high health score of 7.7 out of 10. Key strengths include a claimed listing, a visible open-for-business status, a website link, and a phone number, which support easy customer contact. Opportunities focus on expanding photos and refining the description to push further into the top tier locally.

Strengths

  • ✓
    Open statusYour listing shows the business as trading, so customers see accurate availability and Google treats the listing as live.
  • ✓
    ClaimedYour listing is claimed, so you control what it says, you can reply to reviews, and edits suggested by the public come to you first.
  • ✓
    NameYour business name is showing on the listing, so a customer searching for you by name finds you, and everything else on the listing hangs off it.

Top three opportunities

  • 1
    Photos on the listingYou have fewer photos than nearly every business here, so a customer comparing you against them builds a picture of their work and guesses at yours.
  • 2
    Category fitYour categories cover less of this market than nearly every competitor, so someone searching for a job you actually do is shown a list your listing was never entered into.
  • 3
    Description lengthYour description gives a reader more than most listings here do, so a customer choosing between three of you gets more of your case than of theirs.
11 checks on your Google listing. You're seeing 6 of them.
7.1Good
9:41
Tiles © Esri
1
Ashley McCarty-Carnahan - Mortgage Adviser Guardian Smith Christchurch✓✓
5.0 ★★★★★ (19)
Mortgage broker · Sydenham2
Open 7 days ✓
DirectionsCall Website
OverviewReviewsPhotosAbout
From the business

Most people take whatever loan the bank their parents set them up with offers. That's often costing them years of unnecessary debt. Whether you already have a mortgage, are still saving your deposit or you're ready to make an offer, I'll make sure you get the right loan structure, the best bank products, and a plan to shave years off your mortgage term. And did I mention it's free to work with me? Home ownership is a great goal. Being in debt for 30 years doesn't have to be part of it. 📍 Serving Ashburton and the wider Canterbury region in person 🖥️ Serving the rest of New Zealand virtually 📞 Call or email to book a free chat

3
Google listingChristchurch mortgage brokers · 123 businesses
You are #36 for your Google listing
See how to fix all 3 →
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Google SearchGoogle MapsBusiness Profile
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02ReviewsMarketbase business report

Your reviews

Ashley McCarty-Carnahan - Mortgage Adviser Guardian Smith Christchurch shows a moderate overall health in Google Reviews, with room to grow. The key findings are a top decile star rating and steady gains in review count, alongside a solid response rate. Continued momentum is needed to push into higher local standings as indicated by the health score.

Strengths

  • ✓
    Star ratingYour rating is among the highest in this market and it does its own selling - a customer sees it before they read anything else.

Top three opportunities

  • 1
    Review confidenceYour rating and your review count together sit behind half the businesses here, so a customer weighing three listings has slightly less reason to trust yours.
  • 2
    Response rateYou reply to some of your reviews but not most, so a customer scrolling your page finds long stretches where nobody answered.
  • 3
    Review countYour review count sits under the middle of this market, so you are readable to a customer without yet being convincing.
4 checks on your reviews. You're seeing all of them.
5.6Room to grow
9:41
Ashley McCarty-Carnahan - Mortgage Adviser Guardian Smith Christchurch
OverviewReviewsPhotosAbout
5.0★★★★★19 reviews 3
5
4
3
2
1✓
smooth process 6promptness 5strategic repayment plan 2house buying process 2mortgage management 2property purchase 2
1How far your rating and your review count together can be trusted
C
Charlotte W.★★★★★ · 6 days ago

Working with Ashley made the process of buying a first house so much easier. She did a great job taking us through the process - she was so onto it, encouraging and clear with her communication. We highly recommend working with her!

Response from the owner2

Thanks so much Charlotte, incredibly excited for you both to be in your new home!

B
Bryden H.★★★★★ · 2 months ago

Ashley was amazing with helping us get into our first home. She explained every step in great detail and made it easy to understand for us. There was so much we didn’t know about when buying a house and she made every step easy and accessib...

Response from the owner

Thanks so much Bryden, I hope you are both loving the new home!

Google reviewsChristchurch mortgage brokers · 123 businesses
You are #55 for your Google reviews
See how to fix all 3 →
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Google reviewsBusiness Profile
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03Map positionsMarketbase business report

Where you show up on the map

The overall health for Ashley McCarty-Carnahan - Mortgage Adviser Guardian Smith Christchurch on Maps is 7.0 out of 10, indicating above-average visibility. The top findings show strength in aggregate local presence and notable gains in the borough's visibility, with opportunities to push further into nearby suburbs and reinforce rankings for well-performing searches such as mortgage broker and finance broker terms in Huntsbury, Sydenham and Cashmere.

Strengths

Your first one is close. Sort an opportunity below and it moves up here.

Top two opportunities

  • 1
    Maps visibility in your own suburbYou show up in local Maps searches less often than half your suburb, so on a search from nearby you sit below businesses a customer would otherwise treat as equal.
  • 2
    Maps visibility across the city groupYou turn up across more of the surrounding suburbs than nearly everyone here, so a customer searching well outside your own patch still sees you.
2 checks on your map positions. You're seeing both.
8.2Strong
9:41
1234Tiles © Esri
2Top three for "mortgage broker" in 1 suburb, seen in 24
1
Patrick Sargisson - Mortgage Adviser5.0 ★ (148) · Mortgage broker
2
Guardian Smith George Blyth - Mortgage Adviser5.0 ★ (78) · Mortgage broker
3
Tim McGill Mortgage Adviser5.0 ★ (43) · Mortgage broker
4
Briana McDonagh - Guardian Smith St Albans4.9 ★ (34) · Mortgage broker
↓
Ashley McCarty-Carnahan - Mortgage Adviser Guardian Smith Christchurch1Further down, below the first results
Map positionsChristchurch mortgage brokers · 123 businesses
You are #23 for map positions
See how to fix both →
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Google Maps
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04Listings and socialMarketbase business report

Where customers find you

The overall health score for Ashley McCarty-Carnahan - Mortgage Adviser Guardian Smith Christchurch is 7.3 out of 10, indicating a high level of social and directory presence. The strongest strengths are outstanding Instagram and Facebook profiles, with LinkedIn listed and up to date, suggesting credible reach among prospective clients. Key opportunities include expanding on TikTok and updating several local directories.

Strengths

  • ✓
    Having a Facebook page at allWe found your Facebook Profile page, and the trail is strong enough that nobody would question it is yours - it is linked from something you own, or it dominates a search for your name.
  • ✓
    Instagram ProfileWe found your Instagram Profile page, and the trail between you and it is unambiguous - it is linked from something you own, or it dominates a search for your name.
  • ✓
    LinkedIn ProfileWe can see your LinkedIn Profile listing (https://linkedin.com/in/ashley-mccarty-carnahan-333486188) found via: Google search results, Your website.

Top three opportunities

  • 1
    Tiktok ProfileWe could not find an active TikTok account for your business, so anyone who looks for you there finds nothing.
  • 2
    Yellow ProfileWe could not find an active Yellow Profile listing for your business, which means anyone checking you there finds nothing and moves on to whoever is listed.
  • 3
    Neighbourly ProfileWe could not find an active Neighbourly Profile listing for your business, which means anyone checking you there finds nothing and moves on to whoever is listed.
14 checks on your listings and social. You're seeing 6 of them.
8.9Strong
9:41
Gashley mccarty-carnahan - mortgage adviser guardian smith christchurch sydenham
AllImagesMapsNews
Instagrammortgageadviser_ashleyAshley McCarty-Carnahan - Mortgage Adviser Guardian Smith Christchurch | Instagram✓
LinkedInashley-mccarty-carnahan-333486188Ashley McCarty-Carnahan - Mortgage Adviser Guardian Smith Christchurch | LinkedIn✓
FacebookmortgageperformanceAshley McCarty-Carnahan - Mortgage Adviser Guardian Smith Christchurch | Facebook✓
OpenLocallyashley-mccarty-carnahan-mortgage-adviser-shirleyAshley McCarty-Carnahan - Mortgage Adviser Guardian Smith Christchurch | OpenLocally
TiktokNo account found1
YellowNo listing found2
NeighbourlyNo listing found3
LinkedInNo listing found✓
Listings and socialChristchurch mortgage brokers · 123 businesses
You are #14 for listings and social
See how to fix all 3 →
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GoogleFacebookInstagramTikTokLinkedInOpenLocallyYellowYour website
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05Facebook pageMarketbase business report

Your Facebook page

Strengths

  • ✓
    Where your page link pointsThe link on your page goes to a domain that is yours, so a visitor who came for the photos leaves on your terms and the enquiry lands in your inbox rather than someone else's.
  • ✓
    A page address you choseThe address on your page carries your business name, so a customer told about you at a barbecue can find the page by typing what they heard.
  • ✓
    A phone numberA phone number shows on your page, so the person who found you on Facebook before they found your website can ring straight from it.

Top three opportunities

  • 1
    Recommendations on your pageYou hold fewer recommendations than the middle of this market.
  • 2
    What your page says about youYour intro runs to a line, shorter than most pages here, so it names the business without settling whether you do the particular job the reader came about or cover the suburb they live in.
  • 3
    People following your pageYour following sits ahead of half the pages here, so an ordinary post reaches a real local audience without you paying for it.
9 checks on your Facebook page. You're seeing 6 of them.
6.2Good
9:41
facebook
Guardian Smith Mortgage and Financial Services | Auckland✓
755 followers 3
Director of Guardian Smith Mortgage and Financial services2
FollowMessage
★ 6 reviews · recommended 1
🌐 Guardiansmith.co.nz✓
☎ +64 210 318 160✓
PostsAboutPhotosReviews
Facebook pageChristchurch mortgage brokers · 123 businesses
You are #47 for your Facebook page
See how to fix all 3 →
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Facebook
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06Your websiteMarketbase business report

Your website

The on-page health for Ashley McCarty-Carnahan - Mortgage Adviser Guardian Smith Christchurch sits at 4.9 out of 10, indicating average technical SEO health and room for improvement. The most important findings are a missing meta description on the homepage and a page load time above 3 seconds, which can impact click-through rates and visitor satisfaction.

Strengths

  • ✓
    Domain HealthYour site answers cleanly over a secure connection, so a customer clicking through from Google lands where they expect with nothing in the way.
  • ✓
    FaviconThe tab your site opens in carries your own icon, so a customer with a dozen tabs going can find their way back to you by sight.
  • ✓
    Page file sizeYour home page is light enough to open quickly on a phone with a weak signal, which is where most people meet a local business for the first time.

Top three opportunities

  • 1
    Meta descriptionYour pages carry no summary line of your own, so the two lines under your name in search results are whatever Google decides best fits the search.
  • 2
    On-page scoreSeveral checks on your home page fail at once, and a visitor meets all of them in the first few seconds: a slow open, no clear heading, nothing under your name in search that says what you do.
  • 3
    The shape of your link profileYour links are piled onto a small number of sites for a profile this size, so they are doing less for you than the count suggests.
23 checks on your website. You're seeing 6 of them.
-Room to grow
9:41
⚠guardiansmith.co.nz✓
✓Favicon
✓Page file size
1Meta description
2On-page score
3The shape of your link profile
Your websiteChristchurch mortgage brokers · 123 businesses
Checked on
Your websiteGoogle Search
marketbase
07Google search and trafficMarketbase business report

How people find you on Google

The website health for the mortgage adviser shows an above-average score of 6.8 out of 10, indicating solid traffic and keyword activity relative to peers. Key findings point to limited paid traffic and opportunities to improve paid and organic value and rankings. The focus should be on initiating targeted paid campaigns and continuing steady organic optimisation.

Strengths

Your first one is close. Sort an opportunity below and it moves up here.

Top three opportunities

  • 1
    What you spend on adsWe can see no paid search activity for your site, which in most local markets is the norm rather than a gap.
  • 2
    Monthly ad visitsYour site receives no visitors from paid search, which for most local businesses in this market is the norm rather than a problem.
  • 3
    What that traffic is worthThe search visitors reaching your site are worth less than half the businesses here, so the people arriving are browsing rather than buying.
6 checks on your search and traffic. You're seeing 3 of them.
7.2Good
9:41
Gmortgage broker sydenham
AllMapsImagesShopping
21No ads from you on any search
www.moneyhub.co.nzBest Christchurch Mortgage Brokers (2026)
www.finsol.co.nzNew Zealand Mortgage Broker | Paul Ejamme
guardiansmith.co.nzContact

If you're looking for mortgage experts ・ 1 443-445 Columbo Street Sydenham Christchurch 8023 [email protected] ・ lenders and mortgage advisors. 8160 ...

9yardsfs.co.nz9 Yards Financial Services: Best Home Loans & Mortgages in ...
3About 88 visits a month from search, across 73 searches
Google search and trafficChristchurch mortgage brokers · 123 businesses
You are #35 for Google search and traffic
See how to fix all 3 →
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Google SearchGoogle Maps
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08Opening hoursMarketbase business report

Your hours against demand

Temporal alignment cannot be determined from the available data because city-level popularity metrics are missing. Report notes that published opening hours exist but there is no way to confirm which hours match local demand peaks. Practical next steps include auditing the business's live enquiry times, comparing them with Google Search Trends or local analytics, and testing a small change to evening or early-morning availability.

Strengths

Your first one is close. Sort an opportunity below and it moves up here.

Top opportunity

  • 1
    Hours aligned with demandWe could not measure your hours against local demand, which almost always means your listing shows no opening hours at all.
1 check on your opening hours. You're seeing it.
10.0Strong
9:41
Ashley McCarty-Carnahan - Mortgage Adviser Guardian Smith Christchurch
OverviewReviewsPhotosAbout
Hours 1
Monday8am-5:30pm
Tuesday8am-5:30pm
Wednesday8am-5:30pm
Thursday8am-5:30pm
Friday8am-5:30pm
Saturday8am-5:30pm
Sunday8am-5:30pm
Opening hoursChristchurch mortgage brokers · 123 businesses
You are #1 for opening hours
See how to fix it →
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Your listed hoursWhen people search
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The next step

Your top opportunities, in one place.

These are your top 21 opportunities, from the 70 checks we run on every business. Tick any of them to see where it takes you.

01Google listing3 opportunities

02Reviews3 opportunities

03Map positions2 opportunities

04Listings and social3 opportunities

05Facebook page3 opportunities

06Your website3 opportunities

07Google search and traffic3 opportunities

08Opening hours1 opportunity

Where you'd stand#31of 123 Christchurch mortgage brokers
9:41
Christchurch mortgage brokersOverall · 123 businesses
You are #31 overall
Open my free 7 days →
The how for every one of these, and everything else we found, in the order that moves you fastest.
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