Insurance broker · Addington-Middleton, Christchurch
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Insurance broker · Addington-Middleton, Christchurch
The ACC Alternative is an insurance broker based in Riccarton, Christchurch, offering an optional agreed-value ACC plan that can reduce ACC levies and fund income protection. It targets self-employed people including tradies, medical professionals and small business owners. Customers can compare cover online by answering five questions and access support by phone, chat or email.
The ACC Alternative is an insurance broker based in Riccarton, Christchurch that offers an optional agreed-value ACC plan. The service is aimed at people who want to lower regular ACC levies and redirect savings into broader income protection cover for illnesses and accidents.
Services focus on a simple online comparison and application process. Prospective clients answer five questions on the website to compare cover on the spot and apply. Once an application is accepted, the company emails a folder with the chosen cover. Telephone, online chat and email support are available for questions.
The ACC Alternative states its cover is suitable for a diverse range of trades such as electricians, plumbers, drainlayers, roofers and builders, as well as medical professionals including general practitioners and physiotherapists. The service also references options for self-employed professionals and small business owners, making the offering relevant to several occupational groups.
Customers tend to report positive experiences with service and savings, noting simpler protection and better cover than ACC alone. Locally, the business positions its practical online comparison tool, multi-channel support and occupation-focused messaging as distinguishing features for Christchurch clients seeking alternative ACC funding and broader income protection.
ACC now offers an optional agreed value plan which allows you to select your level of ACC cover. So, by choosing a lower amount of regular ACC’s accident cover, your ACC levies decrease. Those savings can then cover all or most of an Income Protection plan that covers illnesses AND accidents. You’ll get a big increase in cover, without a big increase in cost. The ACC Alternative makes it easy. Just answer 5 simple questions on our website, compare your cover on the spot, and you’re ready to apply. We are available to answer any questions you may have via telephone, online chat or email support. Our job is to help make the process as simple as possible. Once your application’s accepted we’ll email you a folder of your cover selection.
Acc Alternative has been a great option for me. I'm saving money and have better coverage than I would with just ACC. Also the previous review (from Dave) is incorrect. He is complaining about ACC (NZ Govt) not Acc Alternative (private comp...
Thank you for your feedback Robert!
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